30 days free bike insurance

Many household insurance \n\r companies only protect your bike when it is at home. This means you may not have insurance coverage for your bike outside of your apartment or house, when you ride to work, exercise, or take it on vacation. Even if it is insured while travelling, this is often only the case at certain times of the day. For example, due to a nighttime clause, insurance coverage may be excluded between 10 p.m. and 6 a.m. Accidental damage is the reason for almost 70% of all claim reports our partner Bikmo receives. What if you ruin your new rims because of a pothole or if a tree gets in your way on the trail? Your household insurance is probably not protecting you in this case - only specialised bicycle insurance applies. If your bike is bought used, custom-built or of particularly high value, household insurance companies often say no. In addition, your bike is often only protected for 1% of the total insured amount - on average this is around €1,000.

For 30 days your bike is covered for accidental damage, theft and vandalism, whether at home or travelling. There is no payment required and no subscription entered into. Please check your policy schedule for your cover start and end date. Your policy will not automatically renew. You will have the option to purchase a full policy during your 30 days insurance cover or afterwards. You will be sent an email regarding this.

Your free policy will expire after 30 days (no cancellation required). You will be given the option to upgrade to a full policy during and after your 30 days free insurance cover period.

To protect your treasure from theft as well as possible, always lock the bike with an approved lock, e.g. in the top third of the manufacturer's security rating, through the frame and to an immovable object. You can find more details about this in Bikmo's locking requirements.

You can do this easily and online in your Bikmo account.

Sure, you even get it 50% Multi-Bike Discount from Bikmo on the second (and third, and fourth...) most expensive bike in your household. This applies to you and all your household members. You can easily add additional bikes to your Bikmo account.

Do you have questions about Bikmo Bike Insurance? Simply contact Bikmo at hallo@bikmo.com or +49 89 412 09560 from Germany and +43 720 230408 from Austria!

Changed your mind? It's a shame - but no problem! You can easily withdraw from the insurance free of charge within 14 days of taking out the insurance. Simply write an email to hallo@bikmo.com.

You can cancel your insurance cover with Bikmo at any time with a 30-day notice period. You can do this easily in your account.

In order to be insured by Bikmo, you must meet a few eligibility criteria. This mainly concerns your place of residence, which must be within Germany or Austria, as well as your age (over 18).

You can find all the details about the cover provided by Bikmo here in an easy-to-digest form:

Bikmo GmbH is registered with the Munich Chamber of Industry and Commerce (IHK München) as an insurance intermediary with permission in accordance with Section 34d Paragraph 1 GewO and registration number D-7BNS-163BM-35. You can find further information about Bikmo in accordance with §15 of the Insurance Intermediation Regulation (VersVermV). Address: Bikmo GmbH c/o Kraftwoerk Klepperstr. 19 83026 Rosenheim Germany